Appraisal services for Sumter and Sumter County homeowners

The top seven reasons SC homeowners need Greg Stone Appraisal Company:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Sumter county's assessment of your property
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in SC by determining the true market value of real estate in question

Own a home in or near Sumter, SC and need help deciding the value of it?
Contact Greg Stone Appraisal Company.

We at Greg Stone Appraisal Company understand the special needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Greg Stone Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping clients just like you get rid of unneeded PMI insurance.

Challenging Sumter county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is going down. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from Greg Stone Appraisal Company is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be unsuitable from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Greg Stone Appraisal Company can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? An appraiser from Greg Stone Appraisal Company can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.